As the seasons shift and the chill of winter approaches, keeping your home safe and warm becomes a top priority. With a few proactive steps now, you can prevent stress and costly insurance claims later on.

Clear and Check Solar Panels

Activate winter modes and make it a habit to clear snow from solar panels after a storm. This ensures maximum efficiency even in colder months.

Schedule a Heating System Checkup

An annual inspection of your heating system can prevent unexpected breakdowns during cold snaps. It's a small step that offers great peace of mind.

Insulate Exposed Pipes

Prevent freezing and bursting by insulating pipes, especially in basements or exterior walls. This simple action can save you from major headaches.

Seal Gaps Around Windows and Doors

A classic but effective method to keep the heat in and energy bills down. Weatherstripping and caulking are your best friends.

Boost Indoor Air Quality

Use HEPA filters for viruses and particles or MERV 13+ for dust and allergens, fitting them into HVAC systems or portable units. Clean air is a winter necessity.

Clean Out Gutters

By clearing out leaves and debris, you can prevent ice dams and water backup before heavy snow arrives, protecting your home from potential damage.

Update Smart Thermostat Settings

New models adjust automatically to reduce energy waste. Set yours between 68°F and 70°F while you're home for optimal comfort and savings.

Document Your Home Digitally

Create a video walkthrough of your home and valuables using your smartphone. This can streamline potential insurance claims and offer valuable protection.

Even taking a few of these steps can significantly protect your home during the winter months. Stay proactive, and remember, it's never too late to start. We invite you to review your homeowners insurance policy with us, especially if you're unsure what's covered during winter weather events.