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Protect Every Ride with Personalized Golf Cart Coverage

Golf Cart Insurance for Annapolis, Maryland Families and Beyond

At Deale & Associates Insurance Agency, we understand that your golf cart isn’t just for the course — it’s part of your Maryland lifestyle. Whether you’re exploring your neighborhood in Annapolis, heading to the marina in Edgewater, or simply enjoying a ride around the community, your golf cart deserves the same thoughtful protection as any other vehicle. Since 1986, we’ve helped families across Anne Arundel County safeguard what matters most with personal, local service and tailored coverage.

Coverage and Protection with Our Golf Cart Insurance

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Comprehensive & Collision Coverage

Covers repairs or replacement if your golf cart is damaged in an accident, stolen, vandalized, or harmed by weather events.

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Liability Protection

Helps protect you if you accidentally injure someone or cause property damage while using your golf cart.

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Uninsured/Underinsured Motorist Coverage

Protects you if you're involved in an accident with someone who lacks sufficient insurance.

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Medical Payments Coverage

Provides help with medical expenses for you or your passengers after a covered accident.

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Accessory Coverage

Covers upgrades and custom features, so your unique setup is protected too.

Benefits of Our Golf Cart Insurance

If someone without insurance causes an accident involving your golf cart, you could otherwise be left paying out of pocket for medical bills for you and your passengers, lost wages or long-term treatment costs, and even pain and suffering damages. Uninsured/Underinsured Motorist Coverage (UM/UIM) steps in to help cover these expenses, giving you peace of mind — even if the at-fault party can’t pay.


Not all golf cart policies automatically include UM/UIM coverage. It’s often an optional add-on, so it’s important to discuss your usage and needs with your agent (like Deale & Associates) to decide if it makes sense for you.

Ready to Ride with Confidence?

Whether your golf cart is your favorite way to get around the neighborhood, explore local trails, or enjoy sunny weekends with family, you deserve coverage that feels as dependable as it does personal. At Deale & Associates, we’re here to make sure you understand your options, feel secure in your protection, and enjoy every ride without worry.


We’re licensed in Maryland, Virginia, Delaware, and Florida, proudly serving families and businesses across Annapolis and the greater Mid-Atlantic region with local care and regional reach.

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