The holiday season is a time of joy, filled with the excitement of gift-giving and the sentimental value of cherished presents. Yet, amidst the festive hustle and bustle, it’s easy to overlook the importance of safeguarding those precious holiday treasures.

Keep Receipts and Appraisals

Proper documentation is crucial for making insurance claims. Keeping receipts and having your valuables appraised ensures you’re accurately reimbursed if anything happens. Store these important documents in a safe place, such as a fireproof safe or a secure digital storage.

Update Your Coverage

High-value items need extra protection. Consider adding a personal articles policy or endorsement to cover these new additions. Updating your insurance ensures you're covered and gives you peace of mind.

Act Quickly

Most policies have time limits for adding newly purchased or gifted valuables. Don’t delay in securing them! Acting quickly protects your investments and helps avoid future inconveniences.

Protecting your holiday valuables is simple if you take proactive steps. Reviewing your policies now can save you from headaches later. Don't wait—reach out to your insurance provider to confirm or update your coverage before the new year.