Friday, February 26, 2021 If you’re looking to secure life insurance for your loved ones, you may have questions about the process. One main question on your mind may be how much life insurance costs to obtain. Monthly life insurance premiums are calculated on a variety of factors. Learn more below. READ MORE >>
Friday, January 29, 2021 As a business owner, you are likely required, by Maryland law, to purchase workers’ compensation insurance. It’s there to help you provide financial assistance to employees who get hurt or sick on the job, and who are entitled to benefits due to their ailments. READ MORE >>
Wednesday, December 16, 2020 The more energy-efficient your home, the more you might be able to save on your utility bills. Plus, an inefficient home is also one that might be susceptible to multiple hazards. Any homeowner wants to live in a safe home that is also affordable to manage, and this is the same for renters, too. READ MORE >>
Thursday, November 19, 2020 RV insurance is subject to a lot of the same influence factors as your normal car insurance policy. Depending on the type of vehicle and coverage limits, you may pay more or less for RV insurance than for your vehicle. Understanding the factors influencing your RV insurance premiums can help you understand your rates and find ways to save money. READ MORE >>
Tuesday, October 20, 2020 Commercial vehicles are an important aspect of many businesses. These vehicles help companies transport equipment, goods, products, people and more. Purchasing them can be expensive and keeping them safe is crucial so your business can continue running. READ MORE >>
Wednesday, September 16, 2020 When you live in a condominium, the line often blurs between what portions of the home belong to you and which ones belong to the condominium association. Of course, your own possessions and liabilities remain yours. However, the condo’s structure and fixtures might be your responsibility, the association's or a combination. READ MORE >>
Thursday, August 27, 2020 Unlike other forms of insurance, boat insurance is relatively inexpensive. On average, you may pay between $300 and $500 a year for a boat insurance policy. This cost varies depending on several factors, however. Factors that may influence the cost of your boat insurance premiums include: Credit Score READ MORE >>
Monday, July 20, 2020 Some carriers include "Named Storm Deductibles" in their home insurance policies. These may also be called "Tropical Cyclone Deductibles". Pay close attention to these. Some can be anywhere from 1% -10% of the Dwelling Coverage (Coverage A). READ MORE >>
Friday, July 17, 2020 During the COVID-19 Pandemic, the number one question received from business insurance clients was, "Is there any coverage for loss of business income due to the local government mandating the closure of businesses?" Unfortunately, in 99.9% of policies, loss of business income cause by a mandated shutdown, is not a coverable loss. READ MORE >>
Wednesday, July 15, 2020 When you insure your business, you'll probably need general liability insurance. It will help you pay for the harm done to others as a result of the business' mistakes or negligence. Some of these might be personal injuries, which are often a lot different than you might think. READ MORE >>
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