Deale & Associates Insurance Agency Blog: home insurance
View the latest blog posts from Deale & Associates Insurance Agency.
Monday, March 6, 2023Since a home fire is such a devastating event, it is often assumed that the kitchen is the most dangerous room in the house. However this is not true according to a study by the Centers for Disease Control and Prevention. In terms of the numbers of injuries sustained, the bathroom is by far the most dangerous. READ MORE >>
Thursday, February 2, 2023With so much information about homeowners insurance floating around the internet, it’s easy to jumble it all up. But it’s important to know exactly what you’re buying before signing on the dotted line. This article discusses five of the most common misconceptions about homeowners insurance that people frequently mix up. READ MORE >>
Friday, June 17, 2022Saving money on home insurance is easier to do now than ever before. You may already know that avoiding claims can keep your premiums from increasing. You may know that bundling policies cuts costs, too. There are various other ways you can reduce what you pay for home insurance if you know what to look for specifically. READ MORE >>
Wednesday, June 16, 2021When determining your home insurance premiums, insurers will gauge how much of a risk you are to invest in. If your chances of filing a claim are much higher than those of the average homeowner, then you are likely to pay a much higher premium overall. READ MORE >>
Monday, July 20, 2020 Some carriers include "Named Storm Deductibles" in their home insurance policies. These may also be called "Tropical Cyclone Deductibles". Pay close attention to these. Some can be anywhere from 1% -10% of the Dwelling Coverage (Coverage A). READ MORE >>
Monday, July 13, 2020 Hail damage is a coverable peril if your automobile has "comprehensive" coverage. Comprehensive is one of two physical damage coverages that you may have on your auto insurance policy. Comprehensive covers physical damage to your vehicle caused by anything "other than" a collision or colliding with something or someone, less your deductible. READ MORE >>
Monday, June 15, 2020 When you buy home insurance, you might expect it to cover all your personal belongings. That could be true. However, you need to make sure your policy includes the right amount and type of property coverage. Here's what to look for. What's The Policy Limit? READ MORE >>
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