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Home > Blog > Deale & Associates Insurance Agency Blog: insurance
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Deale & Associates Insurance Agency Blog: insurance

View the latest blog posts from Deale & Associates Insurance Agency.

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Tuesday, March 23, 2021

Motorcycle Insurance

Motorcycle insurance, similar to auto insurance, can help protect you and your investment in the event of an accident or loss. Securing the right coverage can help you achieve peace of mind while you’re enjoying the open road. Read on to learn more about the different types of motorcycle policies and how they may be right for you. READ MORE >>

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Friday, February 26, 2021

Calculating Life Insurance Premiums

If you’re looking to secure life insurance for your loved ones, you may have questions about the process. One main question on your mind may be how much life insurance costs to obtain. Monthly life insurance premiums are calculated on a variety of factors. Learn more below. READ MORE >>

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Friday, January 29, 2021

The Benefit of Workers Compensation Insurance to Businesses

As a business owner, you are likely required, by Maryland law, to purchase workers’ compensation insurance. It’s there to help you provide financial assistance to employees who get hurt or sick on the job, and who are entitled to benefits due to their ailments. READ MORE >>

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Wednesday, December 16, 2020

Tips for Keeping Your Rental Home Energy Efficient

The more energy-efficient your home, the more you might be able to save on your utility bills. Plus, an inefficient home is also one that might be susceptible to multiple hazards. Any homeowner wants to live in a safe home that is also affordable to manage, and this is the same for renters, too. READ MORE >>

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Thursday, November 19, 2020

Is RV Insurance Expensive?

RV insurance is subject to a lot of the same influence factors as your normal car insurance policy. Depending on the type of vehicle and coverage limits, you may pay more or less for RV insurance than for your vehicle. Understanding the factors influencing your RV insurance premiums can help you understand your rates and find ways to save money. READ MORE >>

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Tuesday, October 20, 2020

How to Protect Your Commercial Vehicles

Commercial vehicles are an important aspect of many businesses. These vehicles help companies transport equipment, goods, products, people and more. Purchasing them can be expensive and keeping them safe is crucial so your business can continue running. READ MORE >>

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Wednesday, September 16, 2020

Making Your Condo Insurance Fit in with Your HOA’s Policy

When you live in a condominium, the line often blurs between what portions of the home belong to you and which ones belong to the condominium association. Of course, your own possessions and liabilities remain yours. However, the condo’s structure and fixtures might be your responsibility, the association's or a combination. READ MORE >>

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Thursday, August 27, 2020

How Much Does Boat Insurance Cost?

Unlike other forms of insurance, boat insurance is relatively inexpensive. On average, you may pay between $300 and $500 a year for a boat insurance policy. This cost varies depending on several factors, however. Factors that may influence the cost of your boat insurance premiums include: Credit Score READ MORE >>

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Monday, July 20, 2020

Why You Shouldn't Ignore Named Storm Deductibles

Some carriers include "Named Storm Deductibles" in their home insurance policies. These may also be called "Tropical Cyclone Deductibles". Pay close attention to these. Some can be anywhere from 1% -10% of the Dwelling Coverage (Coverage A). READ MORE >>

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Friday, July 17, 2020

Does Business Insurance Cover Pandemic Loss?

During the COVID-19 Pandemic, the number one question received from business insurance clients was, "Is there any coverage for loss of business income due to the local government mandating the closure of businesses?" Unfortunately, in 99.9% of policies, loss of business income cause by a mandated shutdown, is not a coverable loss. READ MORE >>

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