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Home > Blog > Deale & Associates Insurance Agency Blog: business insurance
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Deale & Associates Insurance Agency Blog: business insurance

View the latest blog posts from Deale & Associates Insurance Agency.

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Tuesday, April 1, 2025

The 3 Most Common Types of Business Insurance

Every small business owner learns how to cope with a variety of issues, from not having the right employees to running low on working capital. It is an absolute truth that there will be bumps along the way. Buying the right type and amount of business insurance can help smooth out several of those bumps. READ MORE >>

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Monday, February 10, 2025

How to Minimize Your Business' Fire Hazards

Workplace fires can threaten the lives of your employees and customers, along with the possible destruction of your livelihood. Luckily, fires are generally easy to prevent with simple tactics and a bit of knowhow. Conduct a fire risk assessment to determine potential hazards and then take steps to improve safety policies and equipment. READ MORE >>

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Thursday, May 9, 2024

How Business Insurance Protects Your Business from Product Liability Claims

If you've created and marketed a product, you have every right to be proud of your accomplishments. To make sure you get to share it with the public for years to come, consider product liability insurance to protect your business. This coverage protects wholesalers, manufacturers and distributors from legal claims regarding products they sell or make. READ MORE >>

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Friday, February 9, 2024

The Right Insurance for Your Small Business

Every business, big and small, faces various risks every day. Some of these risks are minor nuisances, while others may threaten to halt operations. You can help combat the effects of these risks by equipping your business with the right insurance policy. For small businesses, there are three main options to protect your interests. READ MORE >>

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Tuesday, February 6, 2024

What’s Not Covered by Business Owners Policies?

Running a small business comes with challenges, and securing the right insurance coverage is crucial for protecting your venture from unforeseen risks. Many entrepreneurs opt for business owners policies (BOPs) to streamline their insurance needs, but it’s essential to understand that not everything falls under the umbrella of these policies. READ MORE >>

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Friday, July 9, 2021

How Much General Liability Insurance Does My Small Business Need?

Every business large or small faces a variety of dangers when it comes to operation. One of the main dangers is liability, which protects your business against claims such as bodily injury and property damage. The amount of coverage you need may vary, however.  READ MORE >>

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Friday, January 29, 2021

The Benefit of Workers Compensation Insurance to Businesses

As a business owner, you are likely required, by Maryland law, to purchase workers’ compensation insurance. It’s there to help you provide financial assistance to employees who get hurt or sick on the job, and who are entitled to benefits due to their ailments. READ MORE >>

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Tuesday, October 20, 2020

How to Protect Your Commercial Vehicles

Commercial vehicles are an important aspect of many businesses. These vehicles help companies transport equipment, goods, products, people and more. Purchasing them can be expensive and keeping them safe is crucial so your business can continue running. READ MORE >>

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Friday, July 17, 2020

Does Business Insurance Cover Pandemic Loss?

During the COVID-19 Pandemic, the number one question received from business insurance clients was, "Is there any coverage for loss of business income due to the local government mandating the closure of businesses?" Unfortunately, in 99.9% of policies, loss of business income cause by a mandated shutdown, is not a coverable loss. READ MORE >>

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Wednesday, July 15, 2020

Personal Injury Risks In General Liability Insurance

When you insure your business, you'll probably need general liability insurance. It will help you pay for the harm done to others as a result of the business' mistakes or negligence. Some of these might be personal injuries, which are often a lot different than you might think. READ MORE >>

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