Whether you’re a Maryland homeowner purchasing a second property in Florida, a Virginia business owner expanding into Delaware, or simply relocating across the Mid-Atlantic, your insurance needs don’t stop at the state border. At Deale & Associates Insurance Agency, we make multi-state insurance simple, accessible, and personal.
We’re a locally rooted, independent insurance agency based in Annapolis—and proudly licensed to serve clients in Maryland, Virginia, Delaware, and Florida. If you're looking for reliable personal or commercial insurance coverage that travels with you, we're here to guide you every step of the way.
Why Multi-State Licensing Matters
Not all insurance agencies are licensed beyond their home state—but we are. That means we can provide seamless service and coverage if you:
Relocate between states (e.g., Maryland to Florida)
Own property in multiple locations
Operate a business across state lines
Need insurance that adjusts to your evolving lifestyle or business growth
Many Maryland families choose to retire in Florida. Virginia business owners often expand into nearby states like Delaware. Our licensing and knowledge of each state’s insurance regulations ensure that your policy stays compliant, effective, and customized—no matter where life takes you.
Understanding State-by-State Insurance Differences
Every state has unique insurance laws, coverage requirements, and risk profiles. That’s why it’s important to work with a team that understands:
- Homeowners insurance in flood-prone regions of Florida
- Auto insurance requirements in Maryland and Virginia
- Business insurance compliance in Delaware
- Windstorm and flood protection across coastal areas
- How to manage coverage gaps or duplications when you move
We tailor every policy to the state where it's active—while offering the convenience of one agency managing it all.
Who We Serve
At Deale & Associates, we help:
- Maryland families purchasing vacation or retirement homes in Florida
- Virginia contractors adding service areas in Maryland or Delaware
- Delaware professionals who split time between states or commute across borders
- Multi-property homeowners looking for consistent, multi-state coverage
- Small businesses with employees, offices, or equipment in more than one state
Whether you need auto, home, flood, umbrella, or business insurance, we’ll build a solution that spans state lines without creating stress.
How We Simplify Multi-State Insurance
We act as your insurance navigator—guiding you through varying requirements while offering:
- Local expertise with regional flexibility
- Access to top-rated carriers across multiple states
- A single point of contact for all policies
- Ongoing review to adapt to life changes or expansion
From coastal homes in Maryland to small businesses in Florida, we understand the needs of people who live, work, and travel between these states. And because we're independent, our advice is honest, our options are broad, and our support is always personal.
Coverage That Moves With You
Whether you're exploring multi-state home insurance, relocating your commercial business, or just want to simplify your insurance under one agency, Deale & Associates makes it easy to protect what matters—across Maryland, Virginia, Delaware, and Florida.
We’re not just your local agency. We’re your multi-state insurance partner, licensed where it matters and committed to the kind of personal service you can count on—wherever life takes you.
Let’s make sure your insurance is as flexible as your life. Contact us today to get started.
