Stay Above Water with Customized Protection
Flood Insurance for Annapolis, Maryland Families and Beyond
Just a few inches of water can cause thousands of dollars in damage—and in many parts of Maryland, flood risk is more common than homeowners realize. At Deale & Associates Insurance Agency, we help homeowners in Annapolis and throughout flood-prone areas secure peace of mind with flood insurance that covers what your standard homeowners policy doesn’t.
Coverage and Protection with Our Flood Insurance
Building Property Coverage
Pays to repair or rebuild the structure of your home, including foundation, walls, and systems, after a covered flood event.
Personal Property Coverage
Covers furniture, electronics, appliances, and clothing damaged by rising water.
Basement & Crawlspace Protection
Optional enhancements to protect lower-level damage not typically included in standard policies.
Replacement Cost or Actual Cash Value
Flexible coverage options depending on your property type and policy details.
Mandatory Flood Zone Coverage
Meets FEMA or lender-required insurance if your home is in a high-risk flood zone.
Access to NFIP & Private Markets
We quote both National Flood Insurance Program policies and competitive private flood insurance to find the right fit.
Benefits of Our Flood Insurance
At Deale & Associates, we don’t just sell policies—we help you understand what’s covered and where you’re at risk. We review your location, property elevation, and flood zone requirements to tailor a plan that fits your budget and your peace of mind. With access to both federal and private flood markets, we give you options—not limits. Our goal is to make sure you’re fully protected long before the water rises.
Ready to Work with People Who Truly Care About Your Coverage?
If your current policy doesn’t cover flooding, now’s the time to act. Let’s review your risk and build a flood insurance plan that protects what you’ve worked so hard for.
We’re licensed in
Maryland, Virginia, Delaware, and Florida, proudly serving families and businesses across Annapolis and the greater Mid-Atlantic region with local care and regional reach.
