Protect Your Property with Confidence
Home Insurance for Annapolis, Maryland Families and Beyond
At Deale & Associates Insurance Agency, we offer homeowners insurance built around what matters most—your home, your peace of mind, and the life you’ve created inside those walls. As a local, independent agency serving Maryland since 1986, we know every home has a story—and no two policies should be the same. Our team works closely with you to understand your needs and create a plan that offers real protection, whether it’s for your structure, your belongings, or your liability.
Coverage and Protection with
Our Home Insurance
Dwelling Coverage
Protects the physical structure of your home—including walls, roof, and built-in fixtures—if it's damaged by fire, windstorms, hail, or other covered disasters. Whether it’s a townhouse in Annapolis or a single-family home in Severna Park, dwelling coverage helps pay to repair or rebuild what matters most.
Other Structures
Covers the cost to repair or replace detached structures on your property, such as garages, sheds, fences, or guesthouses. This coverage ensures the value of your full property—not just the main residence—is protected against covered losses.
Personal Property
Reimburses you for the loss or damage of personal belongings due to theft, fire, vandalism, or other covered events. This includes furniture, electronics, clothing, and more—whether they're in your home or temporarily off-site. Ideal for Maryland homeowners seeking comprehensive protection for their valuables.
Liability Protection
Covers legal costs and damages if someone is injured on your property or if you accidentally cause damage to someone else’s property. Liability insurance is essential for Maryland homeowners, offering peace of mind and financial protection from lawsuits and medical bills.
Loss of Use
Pays for temporary living expenses—like hotel stays, meals, and transportation—if a covered event leaves your home uninhabitable. This ensures continuity and comfort during repairs or rebuilding, so your daily life doesn’t come to a halt.
Benefits of Our Landlord Insurance
At Deale & Associates, we don’t offer off-the-shelf coverage. We believe in personalized service that puts your needs first. Our team takes the time to understand your home, your budget, and your goals—then navigates the insurance marketplace on your behalf to find the policy that fits just right. With decades of experience in Maryland, we know what local homeowners face, from coastal weather risks to tight housing markets. And as an independent agency, we’re free to quote across multiple top carriers to give you better flexibility and better value. Our mission is to protect what you love most—and to be the kind of partner you can count on for years to come.
Ready to Work with People Who Truly Care About Your Coverage?
Whether you’re protecting your first home or your forever home, our team is here to guide you. We’ll help you understand your options, choose the right coverage, and feel confident in your protection. Request a free, no-pressure quote today and discover why Maryland homeowners continue to trust Deale & Associates.
We’re licensed in
Maryland, Virginia, Delaware, and Florida, proudly serving families and businesses across Annapolis and the greater Mid-Atlantic region with local care and regional reach.
