Personal Umbrella Insurance for Annapolis, Maryland Families and Beyond

Sometimes, your standard insurance just isn’t enough. At Deale & Associates Insurance Agency, we help individuals and families in Annapolis and across Maryland strengthen their financial protection with umbrella policies that extend liability coverage across your home, auto, and more. When the unexpected happens, we’re here to make sure it doesn’t derail your future.

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Coverage and Protection with Our Umbrella Insurance

Excess Liability

Kicks in when claims exceed your home, auto, or watercraft policy limits—protecting you from large settlements or judgments.

Legal Costs Coverage

Pays for attorney fees, defense costs, and court-ordered settlements—even if you’re not found liable.

Personal Injury Protection

Covers claims like libel, slander, defamation, or false arrest not typically included in standard policies.

Broad Household Coverage

Extends to family members or household residents included on your primary policies.

Worldwide Protection

Provides liability protection for covered incidents that happen outside the United States.

Rental Property Liability

Adds coverage for landlords needing added protection beyond standard rental property insurance.

Benefits of Our Umbrella Insurance

At Deale & Associates, we’ve been helping Maryland residents protect their assets and long-term financial stability since 1986. We take the time to assess your lifestyle, assets, and risks to recommend coverage that makes sense—not just more. Our local expertise and independent carrier access mean we find you the right protection without the pressure. When you work with us, you’re covered—and cared for.

Coverage crafted with expertise. Designed for you.

Let’s protect the life you’ve built with a smart, simple layer of extra liability coverage. Reach out today to get started on your personal umbrella policy. We’re licensed in Maryland, Virginia, Delaware, and Florida, proudly serving families and businesses across Annapolis and the greater Mid-Atlantic region with local care and regional reach.