Condominium Insurance for Annapolis, Maryland Families and Beyond

When you own a condo, your HOA covers the building—but not what’s inside your walls. That’s where we come in. At Deale & Associates Insurance Agency, we help Maryland condo owners in Annapolis and beyond protect their personal property, interiors, and liability with tailored condo insurance that fills in the gaps left by the master policy.

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Coverage and Protection with Our Condo Insurance

Interior Dwelling Coverage

Protects the inside of your unit—floors, walls, cabinets, and fixtures against risks like fire, and certain water damage not covered by condo association’s master policy.

Personal Property

Covers your belongings, such as furniture, electronics, and clothing, against theft, fire, or other covered losses.

Loss Assessment Coverage

Helps pay shared costs assigned by your condo association after damage to common areas or shared liability claims.

Liability Protection

Covers medical or legal expenses if someone is injured inside your unit or due to your personal actions.

Loss of Use

Pays for temporary living expenses if your condo becomes uninhabitable after a covered event.

Additions & Alterations

Protects improvements or upgrades you’ve made inside your condo, like custom fixtures or flooring.

Benefits of Our Condo Insurance

Your HOA’s master policy doesn’t go as far as you might think. That’s why we take time to review your association documents and identify the right level of individual coverage for your space. We’ll walk you through your options, explain what’s included, and quote across top carriers to find the perfect fit. Serving Annapolis and communities across Maryland since 1986, we’re your local partner for protection that gets personal.

Looking for specialists who combine deep expertise with a personal touch?

Whether it’s your first condo or your forever spot, let’s build the right coverage for your lifestyle—and your space. We’re licensed in Maryland, Virginia, Delaware, and Florida, proudly serving families and businesses across Annapolis and the greater Mid-Atlantic region with local care and regional reach.